Here are a couple of predictions for 2019 that we particularly liked – after the tumultuous 2018 for markets, earnings growth is expected to be between 6 – 7% in 2019, due to consumer spending (as per Chris Hyzy, Chief Investment Officer, Merrill Lynch), and Ken Fisher, Founder & Executive Chairman of Fisher Investments writes, he sees “stocks rising between 15 – 25% in 2019, a very healthy gain..”, so there, that’s a strong DOW for us.  On Technology, ‘USA Today’ predicts, “5G, AI, 8K – the year ahead looks like an alphabet soup of progress.” While Tesla junkies smile with Model 3, Model X, Model S going to be cheaper, there is this ‘speed promise’ for the rest of us – faster networks with 5G going to be rolled out commercially, and then of course, we have the phones with their infinity flexes and so on!